Insurance in and around Independence
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Insurance that works for you

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Personal Price Plans To Fit Your Needs
State Farm understands the need to protect what's important to you and has developed a collection of insurance products with personalized pricing plans to help you save money and hassle. From vehicle and motorcycle insurance that protects your ride, to your boat, motorhome, RV, and off-road ATV, State Farm has competitive prices and easy claims to help you protect them all. Contact Houston Richards for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Protect Your Family, Cars, Home, And Future
But your automobile is just one of the many insurance products where State Farm and Houston Richards can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Are balance transfers worth it?
Are balance transfers worth it?
If you get balance transfer offers in the mail, should you apply? Read more to see if a balance transfer is good for you.
What to do after an earthquake
What to do after an earthquake
Steps to stay safe after an earthquake and ways to help protect your property.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Are balance transfers worth it?
Are balance transfers worth it?
If you get balance transfer offers in the mail, should you apply? Read more to see if a balance transfer is good for you.
What to do after an earthquake
What to do after an earthquake
Steps to stay safe after an earthquake and ways to help protect your property.