Insurance in and around Independence
Need insurance? We got you.
Great insurance and a great value

Would you like to create a personalized quote?
Be Ready For The Unexpected With Your Own Personal Price Plan®
Help protect what's important to you - your loved ones, belongings, etc. - with the fantastic insurance that State Farm offers. Agent Houston Richards can help you build a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Need insurance? We got you.
Great insurance and a great value

Got A Goal? Let Us Help You Get There
But your vehicle is just one of the many insurance products where State Farm and Houston Richards can help. Do you operate a business in the Independence area or want to be your own boss? Navigating the complicated world of small business insurance? Houston Richards can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
The Real Consequences of Drunk Driving
The Real Consequences of Drunk Driving
What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.

Houston Richards
State Farm® Insurance AgentSimple Insights®
The Real Consequences of Drunk Driving
The Real Consequences of Drunk Driving
What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.