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Life Insurance in and around Independence

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State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

It's Never Too Soon For Life Insurance

When you're young and newly married, you may think Life insurance isn't necessary when you're still young. But it's a good time to start looking into Life insurance to prepare for the unexpected.

Coverage for your loved ones' sake

Don't delay your search for Life insurance

State Farm Can Help You Rest Easy

Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with financially supporting children, life insurance is definitely necessary for young families. Even if you or your partner do not have an income, the costs of covering daycare or before and after school care can be substantial. For those who don't have children, you may have debts that are cosigned or have a partner who is unable to work.

Did you know that there's now a life insurance option available that's perfect for someone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really prove useful when it comes to supplement the financial options for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Houston Richards and see how you can be there for your loved ones—no matter what

Have More Questions About Life Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Three main misconceptions people have about life insurance

Three Main Misconceptions People Have About Life Insurance - State Farm®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

Three main misconceptions people have about life insurance

Three Main Misconceptions People Have About Life Insurance - State Farm®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.