Homeowners Insurance in and around Independence
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
Stepping into homeownership is an exciting time. You need to consider home layout your future needs and more. But once you find the perfect place to call home, you also need terrific insurance. Finding the right coverage can help your Independence home be a sweet place to be.
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
For insurance that can help cover both your home and your mementos, State Farm has options. Agent Houston Richards's team is happy to help you set up a plan today!
Terrific homeowners insurance is not hard to come by at State Farm. Before the unpredictable occurs, call or email agent Houston Richards's office to help you put together the right home policy for you.
Have More Questions About Homeowners Insurance?
Call Houston at (816) 796-9111 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Insurance issues to consider when hosting a house party
Insurance issues to consider when hosting a house party
Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Insurance issues to consider when hosting a house party
Insurance issues to consider when hosting a house party
Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.