Homeowners Insurance in and around Independence
If walls could talk, Independence, they would tell you to get State Farm's homeowners insurance.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
There's truly no place like home. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the trusted name for homeowners insurance. State Farm Agent Houston Richards is your caring authority who can offer an insurance policy adjusted to fit your particular needs.
If walls could talk, Independence, they would tell you to get State Farm's homeowners insurance.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Houston Richards, At Your Service
From your home to your precious hobbies, State Farm has insurance coverage that will keep your valuables secure. Houston Richards would love to help you understand your options.
It's always the right move to protect your home and valuables with State Farm. Then, you won't have to worry about the unpredictable ice storm damage to your property. Contact Houston Richards today to learn more about your options or ask how to bundle and save!
Have More Questions About Homeowners Insurance?
Call Houston at (816) 796-9111 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.
How to be a good neighbor
How to be a good neighbor
What's OK to share — and what might lead to neighbor disagreements? Read on for ideas to avoid property line disputes, build bonds and maintain community.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.
How to be a good neighbor
How to be a good neighbor
What's OK to share — and what might lead to neighbor disagreements? Read on for ideas to avoid property line disputes, build bonds and maintain community.